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Tips to Manage THR for House DP

There is a moment awaited by employees in Indonesia when approaching Eid al-Fitr, it is Religious Holiday Allowance (THR). As we know, this allowance is the right of every employee outside of salary. Usually, THR is given in money.

But unfortunately, not all employees can spend THR wisely. They tend to be consumptive by buying various unnecessary things. In fact, if they want, THR can actually be used to pay down payments (DP) for a house.

If your current intention is to use THR as DP, here are some tips you can do.

Calculating THR Nominal with the amount of DP

The first step is to calculate the THR nominal obtained with the amount of DP that must be paid. Check whether the THR is sufficient to pay. If it is not enough, you can save it first in a special account (not mixed with your payroll account).

Saving Money More

The temptation to buy various things in Eid is very big, starting from new gadgets, clothes, household appliances and so on. Rather than so, it is better if you refrain from being extravagant, convince yourself that buying a house is a top priority, not buying things you already owned. If you are still wanting to buysome things for Eid, use 30 percent of the total THR you get, then you save the rest.

Taking Advantage from Developer Promo

Usually in religious holidays, such as Eid al-Fitr, many property developers hold various attractive promos. Take advantage of this momentum, such as by looking for low DP promos or can be paid in installments. For those who are currently interested in buying a house, Pantai Indah Kapuk 2 (PIK2) housing can be an attractive alternative to getting exclusive housing with indulgent facilities.

PIK2 is an independent city project located north of Jakarta. The location is very strategic because it is close to the Soekarno Hatta International Airport, and easily accessed from Sedyatomo Highway through PIK2 interchange. It is also very easy to reach from PIK1 through Jakarta-Banten 500m bridge above sea level. In addition, this housing is also close to hospitals, educational & shopping centers, and tourist attractions.

PIK 2 was built by famous developer, Agung Sedayu Group on an area of approximately 2,650Ha. On top of that, PIK2 was designed not only as an exclusive residential area but also completed with apartments, office houses, commercial lots and CBD areas.

PIK 2 was built by famous developer, Agung Sedayu Group on an area of approximately 2,650Ha. On top of that, PIK2 was designed not only as an exclusive residential area but also completed with apartments, office houses, commercial lots and CBD areas.

To pamper the residents even more, PIK2 also planned to be equipped with very complete facilities, including white sandy beach, greenbelt, Center Point entertainment hub with the area of 100 hectares, Asian Town with the charm of 4 countries, Sedayu Watertown Mall, and many more